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SMART INVESTMENT DECISIONS DEPEND ON FINANCIAL LITERACY

We know a range of definitions of financial literacy, and in this article, I will focus on the definition of the international Organisation for Economic Cooperation and Development (OECD).
OECD describes financial literacy as a combination of an understanding of financial services and concepts, the ability and self-confidence to understand financial risks, financial opportunities and financial decision-making and activities to improve an individual’s financial situation.

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Introduction of bank debit interest

In this article, I intend to present the causes and impact of the introduction of the bank negative interest rates the commercial banks (hereinafter the banks) announced for households in 2021.

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